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In most cases, a person's home is one's biggest asset. Protecting this asset is a top priority. Most people purchase a home only after making sure they can make the payments on the mortgage. Unfortunately, there are instances in which a homeowner might miss a...
When it comes to Social Security Disability, the hardest parts are figuring out how you qualify, how to apply and waiting for a response. It's a slow moving, bureaucratic process where applicants feel lost in the shuffle.There are two major items to consider, based on...
Don't assume that all you need to finish up your estate planning is a will.Your will is a great place to start and forms the basis of your estate plan. If you don't have one, you may want to focus on it first. However, there are many other documents that you need as...
Being turned down for Social Security Disability (SSD) insurance was disheartening, but you didn't give up. You applied again. Unfortunately, you were denied again.The next step is a hearing. You know that you can get the benefits if you just explain your case to the...
An appraisal is typically carried out prior to any real estate transaction. It's simply a way to determine what the property is really worth and if it fits with the mortgage loan being taken out.A lot of factors are considered, including the following: 1. Similar...
If you're buying a house, you probably feel like closing day isn't ever going to actually happen -- but when it finally does, it can be almost underwhelming.Here are some fast facts you need to know about closing day: 1. You may or may not meet at someone's office....
One of the daunting aspects of applying for Social Security Disability benefits is the time it takes.For many people, getting an answer to an initial application takes 90 days to 6 months. That's a long time to wait for a reply that may not even be positive. Even when...
Who is going to take care of your children if you die? Nobody really likes to think about this particular question because it means not only addressing your own mortality but addressing all of the potential pitfalls of naming a legal guardian -- someone who can step...
Shelby had an outstanding work ethic. She got her first job at 13 and had worked consistently ever since. She enjoyed working and had been raised to take care of herself. Even after her divorce, when her ex refused to make his child support payments, she was always...
It's a little bit intimidating to start the disability process with Social Security -- there are a lot of rumors that you hear and it's hard to separate fact from fiction.Here's a handy list of facts that you can use to make the process as painless as possible and...