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If you want to own a home and would like your spouse to inherit it without it having to process through probate or gift taxes being tacked on, then you may want to consider signing a Lady Bird Deed (LBD).In most other states, a husband or wife can sign a "deed on...
As a parent, you may want to ensure that a hard-earned asset such as your home ends up in your children's hands once you pass away. Unless you make that clear during the estate planning process, it's not guaranteed that this will occur. There are three steps you can...
If you cannot work because you are sick or suffering from a physical injury, you know that you are likely eligible for disability benefits through the Social Security Administration. However, the process of obtaining these benefits is complex, and it is not easy to...
As of 2015, United States Census Bureau reported that 12 percent of the American population, or 40 million people, were disabled.In 1999, the Social Security Administration (SSA) reported that at least half of the disability payments applications that they received...
Car crashes, workplace violence and deadly case of the flu are just three of many different reasons that a person of any age could die unexpectedly. While younger adults may have fewer assets, they should still consider how they want them handled if they die, as well...
If a physical injury or serious sickness prevents you from working, you are likely facing financial pressures in addition to your physical concerns. It can be critically important to secure some type of financial support through a disability claim with the Social...
If you're looking to purchase or sell a property, then you may have heard the terminology "warranty deed" used to describe it. You may wonder what that means and how it impacts your ownership of the home.A warranty deed is simply a document that the seller of a...
A new study was recently published by Mathematica Policy Research. It suggests that the older someone is when they apply for Social Security Disability Insurance (SSDI), the more apt that they are to have difficulty finding and maintaining employment once their claim...
As Michigan readers know, estate planning is a beneficial step for every person, no matter the size or value of his or her estate. However, many people fail to take this step because they believe they are too young or not wealthy enough to justify this effort. No...
Most times before an individual appoints someone as executor of their estate, they'll consult with them to let them know of such before they do so. Just because someone selects you to be their personal representative, though, it doesn't mean that you'll know what your...