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Disability insurance, many financial experts say, is an under-purchased financial product. Many people buy life insurance, and for good reason. But fewer people realize that disability insurance may be just as important, at least in the short term. When it comes to...
In our previous post, we began speaking about the delay problem in applying for Social Security Disability. As we noted, the agency is attempting to solve the problem, and points to significant strides in the last five years toward that end. There is little doubt,...
One of the unfortunate realities of applying for Social Security Disability benefits is the delay many people experience. This is a real problem. Some people wait years before finding out that they do not qualify for benefits. Others do receive their benefits, but...
It is well known that people with disabilities struggle with higher levels of unemployment compared to those without disabilities. According to a recent study, the unemployment rate for people with disability increased during the third quarter of 2012 to 13.7 percent...
In January 2013, the more than 56 million Americans receiving Social Security benefits are set to receiving an increase in their monthly payments. The increase, known as the cost of living adjustment (COLA), will be 1.7 percent, which averages out to about $19 per...
A recent article in the Detroit Free Press highlighted the problem of providing medical care for the mentally ill. As Eric Millikin points out, while the state of Michigan decided in 2003 to close down most of the state's psychiatric hospitals and thereby encourage a...
A recent study looking at severe cases of intellectual disability caused by genetic defects found that many cases may actually not be inherited, but the result of random mutations. The small-scale study reportedly looked at the genetic makeup of 51 children, both of...
A new identity theft scam is reportedly targeting seniors and disabled persons by rerouting Social Security benefits to their own bank accounts and prepaid debit cards. The objective of the scammers, relatively straightforward, involves obtaining personal information...
According to a recent report by congressional investigators, overworked Social Security officials often award disability benefits without adequately reviewing claims. The investigators reportedly review 300 randomly selected cases from Virginia, Alabama and Oklahoma...
Our Michigan readers may or may not have paid attention to this year's Paralympic Games in London, which immediately followed the Olympic Games. For those unfamiliar with the Paralympic Games, athletes with a wide range of physical and mental disabilities are given...