Your situation has not improved in the past three weeks. All this time, you have attempted to tough it out, go into work and perform your tasks every day. But your health continues to deteriorate, and it has come to the point where you likely cannot work anymore.
Is it time to pursue Social Security disability (SSD) benefits? It likely is. However, you have some concerns and questions as to whether your ailment actually qualifies you for these much-needed payments that will help you and your family. The answer is that there a number of ailments that would qualify you in getting those monthly checks.
Many conditions may qualify
Annually, an estimated 2 million American workers apply for SSD benefits. The reasons for doing so run the gamut from heart ailments and kidney disease to chronic back pain, diabetes and mental disorders.
In the Social Security Administration’s most recent statistical report, the top reasons why workers sought SSD benefits were musculoskeletal and connective tissue ailments (33.6%); followed by mental impairments (excluding intellectual disability) such as mood disorders, autism and psychotic disorders (16.8%); and nervous system and sense organ ailments (9.7%).
Below is a more definitive list of maladies that may qualify you for receiving SSD benefits:
- Musculoskeletal and connective tissue: Joint pain, arthritis and back pain.
- Mental disorders: Mood disorders such as depression and bipolarism. Other disorders include schizophrenia, autism-related issues and intellectual disabilities.
- Circulatory system issues: Heart failure and cardiovascular disease, strokes and high blood pressure.
- Endocrine, nutritional and metabolic disorders: Diabetes, Addison’s disease, thyroid cancer, Graves’ disease and liver disease.
- Respiratory ailments: Asthma, emphysema and bronchitis.
- Nervous system: Epilepsy, multiple sclerosis and Parkinson’s disease.
- Sensory organ: Hearing loss and visual impairment.
- Autoimmune disorders: Rheumatoid arthritis, scleroderma and lupus.
- Blood-related disorders: Lymphoma, leukemia and HIV/AIDS.
This list represents just some of the ailments that may qualify you for SSD benefits. It is not a definitive list. Still, if you are no longer able to work due to a medical or mental condition, make sure to research your options and apply for SSD benefits.