A portion of an employed person’s earnings may go to Social Security, funding their retirement or potentially providing financial benefits to them should they develop a disability.

The person’s adult child may also receive Social Security Disability Insurance benefits through the parent’s work history under certain circumstances.

Parameters of SSDI for an adult disabled child

If your child developed a disability at the age of 21 or younger, she or he may file to receive SSDI based on your earnings contributions. Doing this requires that you have already retired and are receiving Social Security benefits or that you are currently receiving SSDI yourself. Your child may also be eligible for benefits under your record after you have passed away.

Your child may hold a job with a maximum threshold for how much money he or she can earn and still receive SSDI benefits.

Social Security and the definition of disability

The Social Security Administration deems a person disabled after certain criteria are met. Some medical conditions qualify for this definition while other conditions require further investigation and detailed medical records. A disability in the eyes of Social Security must render a person unable to work to a certain capacity for at least one full year. A person’s ability to work is assessed based on their education, prior work experience, and health condition.

This information is not intended to provide legal advice but is instead meant to give people an overview of how a person may qualify for and receive Social Security Disability Insurance benefits based on his or her parent’s work record.