If you have a disability that prevents you from working or causes a lot of missed work, then you probably need to find a way to supplement your income. Many programs can help with short-term disabilities, but if you expect that your situation will last for a year or more, then it may be time to consider applying for Social Security Disability benefits.

The Social Security Administration explains that these benefits can help if you have a qualifying disability that will last for a year or more. You must look over the qualifications for SSDI before applying. This helps ensure that you include all the documentation and information the SSA needs to process your application.

Starting your application

You should apply as soon as possible, because your benefits will begin based on the date that you applied. When the SSA approves your benefits, you get payment starting six months after your filing date. So, even if it takes a while for the SSA to approve your benefits, you can still start the clock on the waiting period and receive your benefits faster than if you wait to file.

Submitting your application

There are several ways that you can submit your application for SSD benefits. If you want to go to a local office, they can help you with the application. You may also submit over the phone during regular SSA business hours. The last option is filing online. The SSA website allows you to file anytime. You can upload documentation and provide the information that you need almost completely through this system.

It is important to make sure that you complete the application fully and provide all the necessary information that the SSA requires. If your application is not complete, then the administration will more than likely deny your benefits. If that happens, then you must then appeal or start the process over.