When a medical condition or serious physical injury prevents a Michigan resident from working, that individual could be eligible for benefits through the Social Security Administration. You may not know that disability benefits are also available to individuals who have certain types of mental conditions.
In the event that a person is unable to work, he or she could experience various financial struggles. Without an income, a person cannot pay bills, take care of personal needs and maintain a normal lifestyle. If you are in this situation, you have the right to seek either Supplemental Security Income or Social Security Disability insurance. You have no time to lose in seeking the financial support you deserve.
How do I know if I am covered?
When determining if a person qualifies for either type of Social Security disability benefits, the SSA looks at evidence provided to determine if that person has a valid medical condition. The medical or mental issue has to be long-term, expected to last for at least one year or for the duration of the applicant’s life. The SSA also considers work history.
Mental conditions are more difficult to prove, simply because they are not visible. Often, people suffering from a genuinely debilitating mental condition may not show any outward signs. Some of the types of mental conditions that may qualify a person for disability benefits includes the following:
- Types of autistic disorders
- Depression
- Anxiety
- Bipolar disorder
- Mental developmental delays
- Schizophrenia
This is not an exhaustive list, but if you think you could qualify for benefits, it may be beneficial to seek guidance to better understand eligibility and the application process. In order to successfully claim benefits, you will have to provide evidence of your condition and its impact on your ability to work. This can include doctor notes, medical records, former employment information and more.
Navigating this frustrating process
The application process for disability benefits is lengthy and sometimes frustrating. Many first-time applications come back denied, but that does not mean it is the end of the road for you. With help and knowledgeable guidance, you can prepare your application and deal with any complications that arise.
If a mental condition keeps you from holding gainful employment, you have rights. Before you start the application process for financial benefits, it may be useful to start by seeking an explanation of your legal options as a disabled individual.