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Is there a difference between SSDI and SSI?

Americans can receive either Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) from the Social Security Administration (SSA). What these two programs have in common is that both provide a supplemental income to individuals who cannot work due to medical disability. However, SSI and SSDI are intended for two very different populations.

What Are the Differences Between SSDI and SSI?

If I have diabetes, do I have a claim to disability benefits?

Diabetes is a medical condition that can affect your life in multiple ways. Whether you have struggled with this disease for years or received this diagnosis recently, your illness could eventually affect your ability to hold regular employment. In most cases, diabetes is a condition that may make you eligible for Social Security Disability benefits. 

Your diagnosis of diabetes may be enough to eventually keep you from your job. If you find that you cannot work or you are unable to meet some of the demands of your job, then you may have a valid claim to seek disability benefits. Before you apply, you may find it beneficial to seek a full understanding of your rights by turning to an experienced Michigan attorney.

Help yourself by providing useful info on your SSDI application

Facing a disability that prevents you from working can have a serious impact on your life. In many cases, financial strain results from lack of income, and you may wonder how you will provide for yourself without a job. Luckily, you could potentially qualify for Social Security Disability Insurance, or SSDI. This benefit could allow you to gain financial assistance so you can lead a better life.

In order to effectively apply for SSDI, preparation plays a significant role. Many SSDI applications face initial denial, and lack of proper information and application completion often contribute to those denials.

Can I claim disability benefits for a mental condition?

Disability benefits are an option for individuals who are unable to work due to a qualifying medical condition, but Michigan residents may be unaware that this option also extends to individuals with certain mental conditions as well. If a mental disability or condition precludes you from holding a regular job, you would be wise to explore your options for financial support through Social Security Disability benefits (SSD) or Supplemental Security Income (SSI).

Are SSDI beneficiaries eligible for Earned Income Tax Credit?

Tax season is a tedious time for many Americans hoping for a refund. While many Social Security recipients know that disability payments do not count as earned income, that may not disqualify you from filing for the Earned Income Tax Credit. According to Accounting Today, as many as 1.5 million people with disabilities miss out on the EITC because they don't file taxes.

The EITC is a benefit for workers with moderate to low income levels. On average, EITC filers earned more than $2,500 in 2015. Many people are concerned that a refund will affect eligibility for Social Security benefits, but the tax credit is not counted as income when determining eligibility.

Social Security benefits before age 50

For many people, Social Security provides them with the benefits they need to provide for themselves and their loved ones. However, not everyone is eligible for these benefits. The Social Security Administration has set qualifications that an individual has to meet before they can be eligible to collect the benefits the SSA supplies for those who qualify, but being over the age of 55 may not be one of those qualifications.

In the majority of cases, people who are found eligible for Social Security benefits are above the age of 55. This is primarily due to the fact that the eligibility requirements change once a person turns 55 or older. After turning 55 it becomes much easier to qualify, but that does not mean it is impossible to qualify before that age.

Can a winter vacation affect your Social Security benefits?

With winter now in full swing, many residents of northern states look to warmer weather for a break from the cold. Some people even make an entire season out of it by maintaining a home in the south while spending spring and summer in the milder northern states. Many individuals who spend a significant amount of time away from their home of record are also old enough to collected Supplemental Security Income or disability benefits.

Could vacationing or 'snow birding' have an effect on Social Security benefits? It is possible, according to a new report published in Palm Beach Post. If you have been outside the United States or its territories for more than 30 consecutive days, you could become ineligible to receive benefits.

Are you eligible for concurrent benefits?

For many people, qualifying for any Social Security program because of a disability can be enormously helpful. However, qualifying and applying for one of the available programs can be a difficult process that will most likely take substantial effort and determination. If you do qualify for a single Social Security program, but it does not provide enough assistance, you may have additional options.

Although the Social Security Disability Insurance (SSDI) and the Supplemental Security Income (SSI) programs provide different services and have different requirements, it is possible that you may be eligible for both. If you do qualify for both programs you may be able to enroll in them simultaneously. To do this is to receive concurrent benefits.

What are the top reasons for SSD claim denials?

Any worker who has suffered a disabling physical injury or is unable to work due to a mental health condition may feel that they qualify for Social Security disability benefits. If you are disabled, you live with your condition every day. However, applying for SSDI benefits is a complicated and often daunting process.

Millions of disabled workers seek SSDI benefits each year, and most initial applications are denied. Valid claims are frequently denied, especially in the early stages of the application and appeals process for lack of sufficient proof. While a disability may seem obvious to an individual, the Social Security system sets stringent guidelines, time limits and other rules that must be followed to obtain SSDI benefits.

No...Social Security is not out of money

For individuals who rely on Social Security benefits, as well as those who are applying to obtain these important resources, the political landscape can often be a source of anxiety. Pundits and media outlets have debated the solvency of Social Security for the past several years, often relying on projections without fully explaining the basic information.

It is important to understand that financial projections are only generally based on the current state of the economy, jobs, tax revenue and laws. All are subject to change. However, even under the current set of factors that must be considered, Social Security is not running out of money. What do the current financial records indicate for the future of the Social Security disability trust fund that pays SSDI benefits?