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social security disability insurance Archives

Are there disability benefits for gig workers?

Being a gig worker comes with many perks like flexible schedules, negotiating pay terms and working for multiple clients at once. But those who work these jobs miss out on perks like employer-sponsored insurance and workers' compensation benefits that many salaried workers enjoy. Disability payments are another benefit for which many gig workers might not think they're eligible — but they may be.

What are common reasons people apply for disability benefits?

More than the 150 million Americans currently receive Social Security Disability Insurance (SSDI), coverage that's paid for using Federal Insurance Contributions Act (FICA) paycheck deductions. At the same time, only one-third of all workers maintain private disability insurance. There are some common reasons that workers apply for SSDI.

Those receiving Social Security are to get a raise in 2019

The Social Security Administration (SSA) recently announced that its beneficiaries will see a 2.8 percent increase in their payments starting in 2019. The cost-of-living adjustment is the first of its sort to occur since 2012.

Older workers with denied SSDI claims risk becoming impoverished

A new study was recently published by Mathematica Policy Research. It suggests that the older someone is when they apply for Social Security Disability Insurance (SSDI), the more apt that they are to have difficulty finding and maintaining employment once their claim is denied. This has many analysts arguing that SSDI eligibility guidelines may be far stricter than they otherwise should be.

There are many reasons that your disability claim may be rejected

The Social Security Administration (SSA) receives countless applications from individuals requesting disability benefits each year. Of those that they receive, though, as little as one-third of claims are accepted. When appealed, an even higher percentage are rejected, even in cases where evidence of a permanent disability is clear.

More disability payment recipients are returning to work

Data recently published by Statistica shows that the United States' unemployment rate is currently the lowest that it's been in years at right around 4 percent. This low of an unemployment rate would usually make it difficult for business owners to find employees to fill their vacancies.

Social Security and Medicare are slowly becoming bankrupt

On June 9, the Social Security Administration (SSA) issued an alarming warning to many who received benefits from them. They announced that this year marks the first time in nearly 36 years that they've had to dip into their reserve fund to be able to properly compensate those who were slated to receive benefits this year.

Some injured workers may qualify for SSDI and workers' comp

Each year, countless workers are forced to take time off of work in order to battle an illness or to recuperate from injuries they've suffered. Fortunately, there are two different types of compensation claims that individuals can file to either cover their medical bills or lost wages. Which one you qualify for greatly depends on whether your injury is work-related or not.